Finance , Lifestyle & Inspiration
Asset allocation is an investment portfolio technique that aims to balance risk by dividing assets among major categories such as cash, bonds, stocks, real estate, and derivatives. Each asset class has different levels of return and risk, so each will behave differently over time. Continue reading “Asset Allocation and Diversifying Your Portfolio”
The Office for National Statistics (ONS), which is the UK’s largest independent producer of official statistics once carried out a survey of 100 young people aged 25 a few years ago. I remember feeling nostalgic as I went through their findings. This was way back in 2012. They found that 40 years later in retirement, out of those 100 people; 49 of them would end up being financially dependent on friends and charity, 29 will be dead, 12 will be broke, 5 will still be working, 4 will be financially independent and only 1 will be rich. Only 1 !!!
We are about a week into 2018, I hope you have had a great start and I also hope you are excited about the year just as much as I am. If you love planning like I do, then all your goals and targets should already be in place. If you haven’t already, now is a great time to do so.
Bitcoin is a fascinating, complicated, new-age currency that exists only online and allows the user to be somewhat anonymous. Bitcoin might be the most talked about currency in the world, but it remains an enigma to many.
What is Bitcoin?
Bitcoin is a currency – a type of cryptocurrency, designed to pay for goods and services, just like Euros or U.S. Dollars. But that’s where the similarities end.
Continue reading “5 things you need to know before investing in Bitcoin”
Okay, lets start this blog post with a quote from the famous Warren Buffet’s simply because I love Warren Buffet and I am inspired by him. Buffet’s net worth as of 2017, is estimated at $80bn. I don’t think he arrived there by mere luck. I would like to believe he knows a thing or two about success and failure. Buffet said that he would not invest in any business where the owner hasn’t failed at least twice. I wonder why. It’s interesting to find that wealthy people look at failure from a totally different perspective. You cannot let the fear of failure stop you from pursuing your dreams, attaining success and creating your legacy. Continue reading “Creating Your Legacy – Part II”
Bitcoin has been generating a buzz over the past few years; smashing records and reaching all time price highs. However, opinion worldwide as to the cryptocurrency’s level of acceptability is still divided. Continue reading “16 Insane Facts About Bitcoin You Probably Did Not Know”
An emergency fund is a stash of money set aside to cover the financial surprises life throws your way. These unexpected events can be stressful and costly. Some top emergencies are but are not limited to medical emergencies, family emergencies, job loss, unplanned travel expenses, car troubles etc.
A high income does not necessarily translate to a healthy bank account. It really isn’t about how much money we make but how much of it we are able to preserve.
RL360° has been awarded Best International Life Group (non-UK) at the 2017 International Fund and Product Awards. Continue reading “RL360° takes top industry award”
Increasing your income streams may seem like an impossible task especially if you work 9-5. Diversifying your income stream to protect your self and your family against the unavoidable ups and downs of economic cycles is essential for financial freedom. Whether you are paying off debt, Continue reading “Never Depend On A Single Income”